Bridgett’s snapshot Figures updated Fri, Oct 23, 2026 Due dates update live Bridgett Miller · Batesville, AR
Her own ledger — kept separate from household & Riverwood money

Bridgett’s money, in one place.

Every bill she has, what’s confirmed paid and what isn’t, the money coming in, and the one payback she’s working off with Riverwood cleanings. Every figure carries its label — confirmed, scheduled, estimated, or needs verifying — because on her books a forecast is never treated as cash in hand, and a bill is never treated as paid just because its due date passed. Due-date countdowns recalculate for today every time this page opens.

Checking — last confirmed
$213.47
Confirmed Oct 8 — stale. Today’s balance needs verifying before any number here is treated as spendable.
October bills — all of them
$1,846.95
6 known bills for the month — rent, car, phone, internet, water, electric. Water came in at $98.83, not the $87.99 estimate. Full list below.
Confirmed paid
$1,062.83
Rent ($850) + water ($98.83) + the phone’s past-due amount ($114) — 3 of 6 bills confirmed paid.
Not confirmed paid
$784.12
3 bills still need paying or confirming — car, internet, electric.

⚠ Three October bills aren’t confirmed paid

The car payment ($300) has been outstanding since Oct 8 — Bridgett reported Oct 23 that the loan is nearly finished, with $101 left and in good standing, but that still needs verifying with the lender. Internet ($104.01, Optimum) — her login is in hand; paid or not is still unconfirmed. Electric ($380.11, Entergy) lands Oct 27. Water is paid ($98.83 ✓) and the phone’s past-due amount is paid ✓ — both confirmed Oct 23. Nothing here gets marked paid until it’s verified.

$784.12 open

Safe to spend — per day, by account

The daily number after every bill still owed is set aside first. Right now the honest answer is $0 — her confirmed cash doesn’t cover the bills still open, so anything spent today comes straight out of bill money.

Bills money — checking

Where her payroll and benefits land · bills are paid from here
Bills only
$0.00 / day
Safe to spend until the next payday, bills taken out first
Confirmed cash on hand
$213.47 · Oct 8 (stale)
Bills still owed
−$784.12 · 3 bills
Shortfall
−$570.65 before any new income
Rule
Nothing leaves this account except bills

Spending money — Cash App

Her spending money moves here when income lands — the only account everyday spending comes out of
Spending
$0.00 / day
No confirmed Cash App balance yet — the daily number starts the day a balance is confirmed and the bills above are covered
Next money in
Child support $167 · SSI $804.14 on the 1st
Chime
Sits out of the daily flow
Centennial · First Community
Bills-only bank accounts
Once bills are covered
Leftover income becomes her daily number here

Next paydays: child support ($167) lands every Thursday; Peyton’s SSI ($804.14) lands on the 1st. Her next paycheck is expected around Oct 22 — date and amount still need verifying (her Oct 8 check was $168.89; a typical check is ~$500).

Bills — October 2026, all of them

Every bill and recurring charge on Bridgett’s books for this month — not just the recent ones. Tap Paid to see everything confirmed paid, or Not paid yet for everything still open. If a charge isn’t listed, it isn’t on her ledger yet — it gets added the day it’s confirmed. She has no standalone subscriptions on her books; the six below are the whole list.

All 6 bills · $1,846.95 total · $1,062.83 confirmed paid · $784.12 not confirmed paid

?
Due

Car payment

Outstanding since Oct 8. Bridgett reported Oct 23 that the loan is nearly finished — $101 remaining, in good standing — but the lender name and login are still needed to verify that, along with the real monthly due date and whether any of the $300 is still owed.

$300.00
Outstanding
9
Oct

Phone — AT&T

Due Oct 9. The past-due amount is paid — confirmed by Bridgett Oct 23. Her AT&T login was received the same day.

$114.00
11
Oct

Internet — Optimum

Due Oct 11 (as reported). Optimum login received Oct 23 (username bridgettmiller). Whether it’s paid, and whether the 11th is the standing due date, still need confirming.

$104.01
Not confirmed paid
20
Oct

Water — City of Batesville

Due Oct 20 · paid $98.83 — confirmed by the city’s payment confirmation (the $87.99 on the books was an estimate). Her online water account is now set up, so future bills can be viewed and paid online.

$98.83
27
Oct

Electricity — Entergy

Due Oct 27. Entergy login received Oct 23 (username is her Gmail). Amount needs verifying in the account, and it still needs confirming that this bill is separate from the earlier electric bill Daniel covered (the one she’s working off with cleanings).

$380.11
Upcoming
1
Oct

Rent

Due Oct 1 · paid Oct 8 — confirmed. She pays rent at the bank; bank bill-pay gets set up once her bank login lands. November rent ($850) is due Nov 1.

$850.00

Money coming in — October

Three income sources, plus cleaning credits that only ever reduce the electric-bill payback — they are never cash in her account.

SourceAmountScheduleOctober status
Peyton’s SSI$804.14Monthly, 1stNeeds verifying Oct 1 was scheduled — receipt not yet confirmed
Child support$167.00Weekly, ThursdaysPartly unverified Oct 1 · 8 · 15 on schedule (Oct 15 receipt needs verifying) · Oct 22 + 29 coming
Employment~$500 est.Biweekly, variesOct 8 in $168.89 confirmed — a low check · next ~Oct 22, amount unverified · paychecks viewed in Paycor (login received Oct 23)
Riverwood cleanings$85 creditPer cleaningCredit only 5 done · $425 credited to the electric-bill payback below — never a cash deposit

October so far — the confirmed picture

Confirmed in — payroll, Oct 8$168.89
Confirmed out — rent, Oct 8−$850.00
Confirmed out — water, City of Batesville−$98.83
Confirmed out — phone past-due (AT&T)−$114.00
Also out Oct 8 — MyPay repayment + fee−$42.00
Checking balance, confirmed Oct 8$213.47
Scheduled in, receipts unverified — SSI + child supportup to $1,639.14
Bills not confirmed paid$784.12

The $213.47 already reflects the Oct 8 activity above — it is never subtracted twice.

The path to caught up

What lands, what it has to cover, and where October ends under two paycheck sizes. The plan runs on the conservative column.

Thu Oct 22 — child support lands (scheduled)+$167.00
~Thu Oct 22 — paycheck lands (amount unverified)$168.89–$500
Tue Oct 27 — electric bill due (Entergy)−$380.11
Thu Oct 29 — child support lands (scheduled)+$167.00
Sun Nov 1 — Peyton’s SSI lands · November rent due the same day+$804.14
Scheduled in by Nov 1 vs. bills still owed$1,138.14 vs. $784.12

If the scheduled money lands and nothing else is spent, the three open bills are covered by Nov 1 with $354.02 to spare — before groceries, gas, and November’s rent, and not counting her paycheck.

October — income vs. bills, two ways

Her month swings on paycheck size. Bars start at zero; scale to $2,600.

Income — low checks $1,809.92 Bills $1,846.95 Income — typical checks $2,472.14 Bills $1,846.95

Low-check October ends −$37.03; typical-pay October ends +$625.19 — both before groceries, fuel, and childcare. That $625 is the only version with any daily spending room (≈$20/day), and only if both paychecks come in full.

The one payback — the electric bill

Daniel covered an electric bill for Bridgett ($872.11 in the books — the “~$900 electric bill”). The agreed payback is $641.11, worked off at $85 per Riverwood cleaning — never cash out of her pocket. It is the only thing she owes back: everything else Daniel helps her with is support, not a debt, and is never tracked as one.

$425.00 credited · 5 cleanings done$216.11 to go

66% worked off. Three more cleanings settle it — two leave $46.11, and the third clears the balance with $38.89 of excess credit owed back to her. Mentioned next cleaning dates (not confirmations): Oct 25 · Nov 8 · Nov 29.

DateCleanings (total)Credit earned (total)Balance remaining
Oct 81$85.00$556.11
Oct 113$255.00$386.11
Oct 134$340.00$301.11
Oct 185$425.00$216.11

Her accounts — and what each one is for

The system Daniel set up Oct 18: bank accounts are bills-only, spending money lives in Cash App, and Chime sits out of the daily flow. Only one balance is confirmed so far — the rest are marked as such rather than guessed.

Checking account

The account her Oct 8 payroll landed in · connection pending
Bills only
$213.47
Last confirmed balance — Oct 8, 2026. Stale: today’s balance needs verifying.
Oct 8 activity
Payroll +$168.89 · MyPay −$42.00
Also on Oct 8
Two small pending charges, amounts unknown
Rent
Paid from the bank, Oct 8 ✓
Status
Balance needs verifying today

Cash App

Her spending account
Spending
Balance: not confirmed
Spending money moves here when income lands — it’s the only money everyday spending comes out of
Role
Everyday spending only
Pay link
cash.app/$BridgettMMiller
Careful
$Bridgett-Miller-9 is her Chime sign — not Cash App
Daily number
Starts once a balance is confirmed

Centennial Bank

Batesville, AR
Bills only
Balance: not confirmed
Bills-only account — never used for spending
Role
Bill payments
Login
Username bridgett7 is in — password still to come
Next step
Bank bill-pay for rent once the login is complete

First Community Bank

Batesville, AR
Bills only
Balance: not confirmed
Bills-only account — never used for spending
Role
Bill payments
Login
Still needed
Balance
Needs confirming

Chime

Held out of the everyday flow
Out of daily flow
Balance: not confirmed
Chime sits out of the daily money system by design — bills run through the bank accounts, spending through Cash App
Role
Not part of the daily flow
$ChimeSign
$Bridgett-Miller-9
Login
Received Oct 23 ✓
Balance
Needs confirming

Her cushion

Savings — starts once every bill is current
Savings
$0.00 saved
Not started — Daniel’s rule: the cushion builds only when her bills are caught up, from automatic skims when income lands
First target: $500 starter cushion · then about one month of bills (~$1,836). It’s for things like car repairs — so the next breakdown doesn’t become a crisis.

Needs confirming

The open questions on Bridgett’s books, in the order they unlock the rest of the picture. Each one closes with a single confirmation from her.

  • 1Today’s actual checking balance — the last confirmed figure is $213.47 from Oct 8, and every daily number waits on this one.
  • 2Car payment, $300 — Bridgett says $101 is left on the loan and it’s in good standing; that needs verifying with the lender. Lender name and login are still outstanding, plus the real monthly due date and any late fees.
  • 3Internet (Optimum), $104.01 — paid or not? Is the 11th its standing due date?
  • 4Child support, Thu Oct 15 ($167) — did it land?
  • 5Next paycheck — the actual date and amount (expected around Oct 22). Her Paycor login is in, so the check can be verified there.
  • 6Electric (Entergy), $380.11, due Oct 27 — verify the amount in her account, and confirm this bill is separate from the one Daniel covered.
  • 7Two bank logins still out — Centennial Bank’s password (username bridgett7 is in) and the First Community Bank login. Logins already received: Chime, Entergy, AT&T, Optimum, Paycor, and her new online water account.

Save this page to your home screen, Bridgett

Four quick steps on your iPhone, and this dashboard gets its own icon on your home screen — just like an app. Do it once, and from then on you just tap the icon and type your code.

1 Open the link

Tap the dashboard link in Daniel’s text message. It opens in Safari (the blue compass app). Type your code — the last 4 digits of your phone number — to get in.

2 Tap the Share button

At the bottom of the screen, tap the Share button — the square with an arrow pointing up, shown here. A menu pops up from the bottom.

3 Tap “Add to Home Screen”

Swipe the menu up a little to see more choices, then tap Add to Home Screen — it has a square with a + in it, like the green row shown here.

4 Tap “Add” — done!

Tap Add at the top right. Look on your home screen: the green Bridgett’s Money icon is there now. Tap it any time to see your money, then type your 4-digit code.

Built from Bridgett’s financial tracker (opened Oct 18, 2026 from Daniel’s handoff). Labels used throughout: confirmed = seen in her accounts or stated by Daniel · scheduled = expected on a known schedule, receipt not yet confirmed · estimated = a planning figure, never cash in hand · needs verifying = asked, awaiting her confirmation. Her money is tracked as its own ledger — never merged with Daniel & Alex’s household money or Riverwood’s. Balances and statuses refresh when her tracker is next updated.